Housing and Community Development

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As the oldest HUD (U.S. Department of Housing and Urban Development) approved Housing Counseling Agency in Western New York, the Buffalo Urban League's Housing and Community Development (H&CD) Department delivers solutions by providing our neighbors with homeownership education, first-time homebuyer assistance, financial empowerment (budget and credit) coaching, foreclosure prevention counseling, predatory lending avoidance, affordable rental search coaching, fair housing education, and minority and women business loan and technical assistance.

Our team of highly trained housing professionals have more than 100 years of combined real estate, banking, mortgage, and small business development experience. We strive to ensure that all of our programs are available to everyone in need in Erie County focusing on the City of Buffalo. You can routinely find our team in our neighborhoods, meeting with people one on one and conducting workshops, with the overall goal to educate and increase our neighbors’ knowledge base.

Contact Name: Beverly Moore

Contact Title: Housing Coordinator

Contact Address: 15 Genesee Street, Buffalo, NY 14203

Contact Name: Edwin Jackson Jr.

Contact Title: Housing and Community Development Coordinator

Contact Address: 15 Genesee Street, Buffalo, NY 14203


  • Direct assistance to 52 small businesses including 33 new start-ups and 19 existing businesses.
  • First-time home purchases for low to moderate-income families resulted in $2,100,000 in new mortgages.
  • Approval of 70 households completely paying off home loans to prevent foreclosure.

We offer a variety of housing services, including first time home-buyer education and counseling, financial capability (budget and credit) education and counseling, mortgage foreclosure intervention counseling, rental assistance counseling, and fair housing education and counseling. We are the oldest HUD-certified housing counseling agency in the area.


The Housing Counseling provides the following core services:

First-Time Homebuyer Education and Counseling

We provide first time homebuyer orientations, which gives an overview of the homebuying process. We then work one on one with the potential homebuyers to determine their mortgage readiness, and further guide them through the homebuying process. We will inform the client(s) of first-time homebuyer programs offered by local lenders and municipalities, which they may be eligible for. We also offer first time home-buyer workshops, which is the 8-hour workshop required by lenders in order to close on the new home.

Financial Capability Education and Counseling

We provide workshops and presentations on topics such as budgeting, credit repair, banking, predatory lending, and avoiding mortgage foreclosure. Our presentations are targeted to the specific audience in order to meet their needs most effectively. We regularly conduct sessions in the community upon request. Additionally, we provide information at community events and health fairs. We also meet with individuals/households on a one-on-one basis to assist in establishing a spending plan (budget), and if requested, a credit review.

Mortgage Foreclosure Intervention Counseling

Housing counselors work with homeowners and the lenders/servicers to determine an affordable solution in order to resolve or prevent mortgage delinquency or default which may cause loss of a home.

Rental Location Assistance Counseling

Housing counselors work with tenants to locate, secure, and maintain affordable rental housing.

Fair Housing Counseling and Education

We provide information to inform the public of their fair housing rights and responsibilities, and how to report an alleged violation of those rights.


First Time Homebuyer Education and Counseling

Sign Up for First Time Homebuyer Orientation Here (1 Hour Workshop)

Sign Up for Online Homebuyer Education Course (8 Hour Workshop)

Financial Capability (Budget/Credit) Education and Counseling

Mortgage Foreclosure Prevention Counseling

Rental Assistance Counseling

Fair Housing Information




The Housing Program is supported by the following funders:

  • The City of Buffalo
  • Town of Amherst
  • United Way
  • National Urban League
  • HUD
  • NYS Attorney General’s Settlement Funds
  • Various Financial Institutions

Served 287 individuals/households, with the following services:

• 126 participants in the financial capabilities workshops

• 60 participants in the First-Time Homebuyer program

• 15 participants in the one-on-one financial capabilities counseling program

• 49 participants in the mortgage foreclosure intervention counseling program

• 37 participants in the rental assistance counseling program

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